Most insurance companies provide for some physical therapy coverage. Allow our insurance specialist to establish exactly how much coverage your plan has to offer. After calling our facility, we will perform an insurance "intake" that our insurance specialist will need to determine the details of your insurance plan. This is usually accomplished in less than 24 hours.

We submit for reimbursement from all insurance companies including Medicare (we are proud to be a Medicare provider). This includes all carriers like Aetna, Blue Cross/blue shield, United Healthcare, Oxford, Cigna, Qualcare and others. We work with most insurance companies. However, because each plan and policy can vary within each insurance company, it is best for our insurance department to verify your coverage for you. In most cases, even if we are out of your network, you may only be responsible for your co-payment.

As a courtesy to you, we will verify your benefits to ensure that you are well informed of your treatment options. Should there be a discrepancy on benefit details reported, we encourage you to also contact your carrier to be aware of your covered and non covered benefits.

Right side back pain from bulging discs

You are ultimately responsible for knowing the details of your coverage (e.g., need for a physician's referral, pre-authorization, number of visits allowed, percent of coverage, deductibles, copayment amounts, etc.), which may determine the extent of your financial responsibility.

Fee for service is always welcome for those without insurance.  We will do our best to arrange affordable payment for services received.  You will find our fees to be reasonable and competitive. We also except credit card payment(s) for those individuals interested in this type of payment option.

All workers’ compensation and motor vehicle claims are accepted so long as you have an open claim and case number.  Please have this available when you contact us. 

No matter who you are or what insurance you have, your business is welcome and we thank you for choosing Summit Physical Therapy as a provider for your rehabilitative needs.


Call us at 201.627.0100 or drop by our office during regular business hours to discuss your first appointment.

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